What the New iOS 27 Bill Splitter Does
The new iOS 27 bill splitter is a Wallet feature that lets iPhone users scan a paper receipt, automatically read each line item, factor in tax and tip, and then divide the total so everyone pays their share through Apple Cash without doing any manual math. Instead of typing numbers into a calculator or tracking who ordered what, you point your camera at the receipt and let your iPhone interpret the amounts. From there, you can assign items to different people, adjust the suggested tip, and confirm how the group wants to split shared dishes. The goal is to make group payments after meals or shared expenses fast, accurate, and less awkward, turning your receipt into a ready-to-send set of Apple Cash requests inside the Wallet app.
Start in Wallet: Enable the Receipt Scanning iPhone Feature
To use the receipt scanning iPhone feature in iOS 27, you begin inside the Wallet app instead of the Camera or Notes app. Look for a new option related to receipts or bill splitting on the main Wallet screen or within the Apple Cash card view, where Apple already groups peer-to-peer payments. From there, you’ll see a prompt to scan a receipt, which activates the camera with guides to help you frame the paper clearly. Make sure the receipt is flat, well lit, and shows the tax and tip lines if available, so the software can read everything accurately. Once captured, Wallet converts the photo into editable text that lists items and totals. This is the foundation the iOS 27 bill splitter uses for tax, tip, and per-person calculations later in the flow.
Scan the Receipt and Let iOS 27 Calculate Tax and Tip
After you take a Wallet app receipt photo, iOS 27 analyzes the image to detect the subtotal, tax, and any tip line printed by the restaurant or merchant. If the tip is not filled in, you can select a percentage or type your preferred tip amount, and the system will recalculate the final total. It also separates line items so you can see what was ordered before assigning costs to each friend. According to coverage from GoTechtor, Apple aims to “instantly calculate what everyone owes after a group meal” based on that captured receipt. This automatic math removes the guesswork around tax and tip allocation, keeping the per-person amounts consistent with the real bill while still letting you tweak the numbers before anyone sends or receives money.
Assign Items and Split the Bill by Person
Once the receipt is processed, you can assign each item to specific people in your group so the iOS 27 bill splitter can work out individual totals. You might tap a friend’s name and then tap the dishes they ordered, or mark certain items as shared, like appetizers or desserts that everyone tasted. The feature then spreads shared items, tax, and tip across the selected people so no one underpays or overpays. If you want a simpler approach, you can skip item-by-item assignment and choose an even split instead. The interface is designed so you can adjust assignments on the fly: move a drink from one person to another or mark items as excluded if someone is not contributing, all before confirming the final breakdown.
Send and Receive Payments with Apple Cash
When the amounts look right, Wallet turns each person’s share into a pending Apple Cash request or payment suggestion. From there, you can tap to send your portion, or, if you covered the bill, send requests to friends who also use Apple Cash. Because everything runs inside the Wallet app, the bill splitting flow connects receipt scanning, calculation, and payment into one continuous experience. This helps avoid mixing multiple apps or manually copying totals into messages. The ability to split bills with Apple Cash means your friends can review the requested amount, see that it matches the scanned receipt, and approve the transfer in a couple of taps. Over time, this should make settling group meals and shared expenses faster and more transparent.